Helpful Mortgage Resources and Links

The mortgage process can seem confusing at times, whether you’re a first time home buyer or a long time homeowner. Every borrower has their own needs and concerns. At Waterstone Mortgage ResourcesMortgage, we’re committed to demystifying the home buying process. We’ll guide you through the mortgage process from application to closing.

Contact us today for a free consultation with one of our mortgage professionals. We’re happy to help you make an informed decision about your home financing.  

Want to do some research on your own?  Below is a helpful list of links to assist you in making an informed decision about your mortgage.

FHA Loan Information

  • Federal Housing Administration - The official website for the FHA Loan program. Includes information on available loan programs and qualifications. 

USDA Loan Information

  • Rural Housing Development  – The official website for the U.S. Department of Agriculture’s Rural Housing Development. Includes information on available loan programs and qualifications. 

Conventional Financing

  • FannieMae.com – The official website for government-sponsored enterprise Fannie Mae.
  • FreddieMac.com – The official website for government-sponsored enterprise Freddie Mac.

Property Search

  • Realtor.com – The official website for the National Association of Realtors. Find a home with the most comprehensive source for real estate listings. Includes helpful tips on financing a home, moving, and home maintenance. 

Credit

  • OptOutPrescreen.com – The official Consumer Credit Reporting Industry website to accept and process requests from consumers to opt-in or opt-out of firm offers of credit or insurance.
  • AnnualCreditReport.com –The official site to request a free credit file disclosure (also known as a credit report). This information can be requested once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

Credit Bureaus

  • Equifax.com - The official website for the Equifax credit bureau. Get your credit report and credit score, monitor your credit and help protect your identity with identity theft protection.
  • Experian.com - The official website for the Experian credit bureau. Check your credit report and credit score with toll-free support, business credit reports, identity theft protection, and marketing solutions.
  • TransUnion.com  - The official website for the TransUnion credit bureau. Check your credit report and credit score online, and learn about credit management and protection.

Links to third-party websites are provided as a service and convenience to our clients. Waterstone Mortgage Corporation does not endorse the content or services in a linked third-party site. Waterstone Mortgage Corporation does not control these third-party sites and expressly disclaims any responsibility for the content, the accuracy of the information and any products or services available on these sites. If you decide to access linked third-party sites, you do so at your own risk. You should direct any concerns regarding any third-party site to the administrator of the applicable site. You should also refer to the separate terms of use, privacy policies and other rules posted on third-party sites before you use them.